Business Credit & LoansOur commitment to our business customers is most evident in the area of our commercial lending services. Our commercial development team has over three decades of practice developing solid banking relationships. We offer flexible terms to meet your specific needs. All of our loan decisions are made locally. And because we have no stock holders, our loyalty is to our customers. Your success means our success. Our full range of lending services includes:Real Estate LoansWe provide financing for the purchase, refinance or construction of commercial or manufacturing properties. Revolving Lines of CreditTake comfort in the knowledge that you will be able to meet the short-term financing needs for your business and meet your seasonal cash flow demands. Term LendingWe can provide term loans for renovating facilities, purchasing equipment and other capital expenditures. Time LoansIf your business has seasonal or unique funding needs, we can provide 30 to 90 day short-term financing. Alternative LendingWe are a Small Business Administration (SBA) Approved Lender, offering a wide array of loan programs that can assist in starting or expanding your own small business. Commercial OverdraftGet protection from bouncing checks with a Commercial Line of Credit. A pre-approved credit limit allows you to make purchases for more than the balance in your Commercial Checking account for less than the cost of an overdraft fee. Call for current rates. Letters of CreditStandby letters of credit are created as a sign of good faith in business transactions, and are proof of a buyer's credit quality and repayment abilities. Contact our Business Development OfficerIf you have questions or want to speak to someone about credit & lending services for your business, email Judy Alfred at jalfred@deanbank.com or call her at 508-528-0088.
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