We fully understand that businesses operate differently and have designed our checking accounts to accommodate different needs. Our business checking accounts can be stand-alone accounts or combined with other deposit accounts to give additional flexibility and control. Whatever account you chose, you can access your funds 24 hours a day, from work, home or on the road, with both our touch-tone telephone banking service and our online banking service.
Small Business Checking
This account could be a huge money-saver for your business. You enjoy a package of FREE business banking services along with the convenience of FREE online banking.
- Checking with no minimum balance and no monthly service charge
- 100 FREE transactions per month: deposits, deposited items, checks processed, ACH withdrawals and ATM & debit card transactions
- FREE statement savings
- FREE online banking
- FREE online bill payment
- Available line of credit
Commercial Checking
This account offers businesses with higher balances and activity levels the opportunity to offset some or all of their charges with earnings credits every month.
Business Savings Account
Our Business Statement Savings Account offers a convenient way to earn interest on your extra cash, and gives you the flexibility of transferring monies between checking and savings. All your checking and savings activities are reported on one comprehensive monthly statement. Federal regulations do limit the number of transfers from the account.
Business Money Market Account
This account offers businesses who typically have higher balances, or are looking for self-managed higher rate accounts, a solid investment option. Put some or all of your surplus cash to work and receive higher returns. Limited check writing is available on this account. In addition, you may make unlimited withdrawals from your account through over the counter withdrawals. Please see Deposit Disclosure for rate tiers.
Our commitment to our business customers is nowhere more evident than in the area of commercial lending services. Our strength is two-fold: our flexibility and experience in designing the right financing packages and our practice of developing solid banking relationships. We have a full range of lending services:
Real Estate Loans
We provide financing for the purchase, refinance or construction of commercial or manufacturing properties.
Revolving Lines of Credit
Take comfort in the knowledge that you will be able to meet the short-term financing needs for your business and meet your seasonal cash flow demands.
Long Term Financing
We can provide term loans for renovating facilities, purchasing equipment and other capital expenditures.
Time Loans
If your business has seasonal or unique funding needs, we can provide 30 to 90 day short-term financing.
SBA Loans
We are a Small Business Administration Approved Lender, offering a wide array of loan programs that can assist in starting or expanding your own small business.
Services for Attorneys
We provide attorneys with special services they need to meet fiduciary obligations: IOLTA accounts, conveyancing accounts and escrow accounts.
MasterCard®/Visa® Merchant Transaction Processing
Your business deserves customized processing solutions. We offer access to the latest processing technology, expert customer service and local representation.
Payroll Services
In partnership with Advantage Payroll, you get a comprehensive, no-frills payroll package customized for your specific business needs.
Remote Deposit Capture
Reduce the number of trips you make to the bank and expedite your deposits by scanning and electronically depositing checks right from the convenience of your own office.
Telephone Banking
PhoneLink, our touch-tone telephone banking service that links you directly to your Dean Bank accounts, gives you access to your money by phone, day or night. You can check your account balances, transfer money between accounts, find out if specific checks have cleared, and more.
Online Banking and Bill Payment
You can view your accounts, transfer money between accounts, find out if specific checks have cleared, pay bills, and more, from home, work, or on the road, at your convenience, 24 hours a day, 7 days a week.
 Debit BusinessCard by MasterCard®
Use it like a check to make purchases at millions of locations worldwide. Your purchase is automatically deducted from your checking account. Or get cash at any ATM.
Avoid ATM Surcharges
 Use your MasterMoney Debit Card or ATM card at ATMs displaying the SUM logo to avoid ATM surcharges. Visit the SUM Program web site for a list of area ATM locations.
Federal Tax Deposits
Dean Bank is an approved depository for federal income taxes and FICA contributions. Federal tax deposits are accepted at all of our branches for your convenience.
Night Depository
All of our branch offices offer the convenience of a night deposit, allowing deposits (or loan payments) outside of our usual banking hours or if you’re simply too busy to stop in the lobby.
Safe Deposit Boxes
Keep your business valuables and records, such as licenses, deeds, or leases, safe. We offer a variety of sized safe deposit boxes.
Check Certification
Dean Bank will acknowledge and accept in writing that your signature on your check is genuine and that there are sufficient funds in your account to honor your check when it is presented for payment.
All Deposits Insured in Full
At Dean Bank every deposit is insured in full. The FDIC insures each depositor for at least $100,000. The Share Insurance Fund (SIF) of The Co-operative Central Bank insures all deposits in excess of this amount.
Tell us…What do you see?
For more information on any of our products and services, to provide us with your comments or feedback, or simply to tell us about your own dreams and visions so that we can help you get there, please use our information request form, or call any of our offices.
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