Our Mortgage Advisors are also available on Saturdays without an appointment. Simply stop by any one of our convenient branch locations to get advice about purchasing a new home or refinancing an existing mortgage. We are available for you!

Remember, getting pre-approved for a mortgage before you even start looking for the perfect house is the best way to go. And, we make it easy! You can apply online for a mortgage 24 hours a day, 7 days a week. You’ll receive your answer in a matter of minutes! Once you’re pre-approved, you’ll know exactly how much house you can buy and sellers will know that you’re a qualified buyer.

Once you’ve found the house you want, all you have to do is pick the Dean Bank mortgage that fits! Here are some tips to help you choose the right one for you: 

Fixed-Rate Mortgage – Consider a fixed-rate mortgage if you plan to stay in the home for the foreseeable future, and you want to plan your budget around a monthly payment you know will never change over the life of the loan. 

Adjustable-Rate Mortgage – Adjustable rate mortgages typically have a lower initial fixed rate, followed by adjustment intervals. If you need a lower mortgage payment now and expect your income to rise in the future, or if you will only be in the home for a short time, an adjustable-rate mortgage may work best for you. 

First-Time Homebuyer Programs – If you don’t have enough saved for a traditional downpayment, or if you have had minor credit difficulties, Dean Bank offers a number of mortgage programs that can help. 

Home Improvement Mortgages – If the house you want needs improvements or major repairs, this program lets you purchase or refinance to renovate a home with just one loan.   

Construction Loan – If you’re planning to build the home of your dreams rather than buy it, you should consider our construction loan, which lets you wrap the cost of building and a mortgage into one easy loan with just one closing.

Home Equity Financing – After you’re settled into your home, you’ll soon be ready to take advantage of two great home equity financing options that can provide you with funds for major purchases or home improvements:

Fixed-Rate Home Equity Loan – Borrow a lump sum for major expenses using the equity you have built up in your home. Pay it back with a fixed rate and fixed monthly payments for the life of the loan. There may be tax advantages, too, so be sure to check with your financial advisor.

Home Equity Line of Credit – Borrow up to a predetermined limit by simply writing a check when you need the money, and pay nothing until you do. Check with your financial advisor about possible tax advantages.

Tell us…What do you see?
For more information on any of our products and services, to provide us with your comments or feedback, or simply to tell us about your own dreams and visions so that we can help you get there, please use our information request form, or call any of our offices.