Personal Checking

Our checking accounts are designed to save you time and money. Comprehensive monthly statements include check images and all other account activity.

Free Checking

This continues to be our most popular account because it offers more money saving value than other banks’ “free” checking accounts that have fine print exceptions. Take our Free Checking Quiz to see if switching to Dean Bank could save you money.

• No monthly fee
• No minimum balance requirements of any kind
• Unlimited check writing
• Unlimited free ATM, Point of Sale, and Debit MasterCard™ transactions everywhere your card is accepted
• Free standard checks – EVERY ORDER!
• Free Telephone banking, Online Banking and Online Bill Pay

Basic Checking

This account meets Basic Banking for Massachusetts standards, a program that Dean Bank is proud to voluntarily participate in. Basic Banking for MA was launched in 1994 by the Massachusetts Community & Banking Council (MCBC) to expand access to bank products and services and to encourage those with modest incomes to establish banking relationships. This is the same reason Dean Bank was chartered as a mutual community bank in 1889.

• No minimum balance requirement
• Unlimited free ATM, Point of Sale, and Debit MasterCard transactions everywhere your card is accepted
• $3 monthly fee
• Eight free checks per month, $1 per check thereafter

NOW Checking

This interest bearing transaction account was designed for those who carry higher average monthly balances.

• Unlimited check writing
• Monthly interest on balances of $25 or more See current rates »
• Unlimited free ATM, Point of Sale, and Debit MasterCard transactions everywhere your card is accepted
• No monthly fee if $1,200 Minimum Daily Balance (MDB) is maintained.
• $7.50 monthly fee and 25¢ per check fee if MDB is not maintained.

Bank@Work Checking

If your employer offers Dean Bank@Work, then you could be eligible for a Free Checking Account with an elite set of benefits including special loan and deposit rates and discounts on other products and services. Learn more »

Deposits Insured in Full

At Dean Bank every deposit is insured in full. The FDIC insures each depositor for at least $250,000. The Share Insurance Fund (SIF) of The Co-operative Central Bank insures all deposits in excess of this amount.

Switch to Dean Bank now!

Ready to switch your checking relationship to Dean Bank? We make it easy and convenient for you. Get started right now from the convenience of your computer using our Switch Kit. Upon receiving the completed kit, we will begin the process of opening the accounts and services you have selected. Get started now »

Convenience Services

For information on additional services such as ATM/ Debit MasterCard, Online Banking, Online Bill Payment and more, click here.

Age 18/65 exclusions

If you are 18 years of age or younger, or 65 years of age or over, you may be eligible to have one checking account and one savings account exempt from some service charges. Please inquire for more information.

Tell us…What do you see? For more information on any of our products and services, to provide us with your comments or feedback, or simply to tell us about your own dreams and visions so that we can help you reach them, please use our Contact Us form, or call any of our offices.