10 Financial Resolutions

Take stock of your personal finances!


1. Pay yourself first
Save money for the unexpected such as a major repair or job loss. Dean Bank can help make savings automatic with services like direct deposit and auto transfer from checking to savings.

2. Plan for the future 
Open and contribute to an IRA. Start a college savings plan. Make sure your business will outlive you. Our Financial Services Group can help you get it all under control. Schedule a complimentary consultation today and get a handle on the big picture.

3. Move your money
Tired of the big banks getting bailed out? Then you’ve GOT to see this video! Join the movement - take your money out of the big banks and put it into a community bank. Refer a friend to do the same and enjoy lunch on us when you do!

4. Play it safe
Beware of financial fraud and scams. Learn what scams exist and how to protect your identity and your privacy.

Use SecureCode when shopping online with your Debit MasterCard or Debit BusinessCard to add an extra layer of security for your peace of mind. Learn more and enroll. 

5. Avoid credit card debt
Don’t carry balances or pay finance charges. Keep yourself from spending beyond your means by using our Debit MasterCard®. Its the smart and convenient way to make purchases with the funds available in your checking account.  Earn Rewards every time you swipe and sign or pay online with our Debit MasterCard!

6. Avoid overdraft fees
These tips will help you manage your checking account to avoid going in the negative.

7. Double check your beneficiaries
If you’ve had a marriage, divorce, birth and/or death in the family it’s important to make sure all of the beneficiaries on your deposit, retirement, investment and insurance accounts are correct. Call your financial institutions to verify or make corrections.

8. Protect what you do have
Make sure your family, your home, your investments, and your business all have proper coverage. Learn about insurance options or just get a rate quote today from Carl Scheinman, our Financial Services Manager.

9. Check your credit score at least annually
You are entitled to one free annual report from each of the three major credit bureaus. To do so, visit www.annualcreditreport.com. Many recommend spacing out your report requests from each so you obtain one every four months. Carefully review your report for indications of fraud.

10. Create and stick to a budget
Do you know what your monthly expenses are and how much this varies from your monthly income? Take an hour of your time to establish a budget. It's simple. Here’s how.