A low rate Home Equity Line of Credit can give you the funds you need to add on to your home, pay off debt or go on that much needed family vacation.
* Annual Percentage Rate (APR) will be set on the first business day of each calendar month at the prime rate published in the Wall Street Journal on the first business day of each calendar month. 10-year draw, 10 year interest-only repayment. After the first 10 years, repayment is interest plus principal. Maximum rate is 18%. Minimum rate is 4.25%. Minimum loan amount: $10,000. Maximum loan amount cannot exceed 80% of the home’s current appraised value less any existing mortgage liens. If loan is higher than $250,000, a full appraisal is required. Offer applies to new loans/lines only and is valid on owner-occupied, 1-2 family residential properties and 1 unit second homes. Homeowners insurance is required; flood insurance may be required. Payments will not include taxes, insurance or any needed appraisal costs; these will be the responsibility of the borrower. No closing costs (unless a full appraisal is needed or other fees are required). Subject to our normal credit requirements. Standard underwriting and processing fees apply. Subject to our normal credit approval requirements. Offer is subject to change without notice.