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When you need a lower interest rate.

Problem Solved

With Dean Bank’s Equity Line of Credit, you can consolidate debt, make home improvements, or get the cash you need simply by writing a check! When there’s a low rate, it's easy...

Home Equity Line of Credit

1.99% APR *

For 6 months, THEN variable at Prime for the life of the line, currently...

3.25% APR *

Plus no draw necessary at closing.

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Or call to apply

* 6 month introductory rate of 1.99% Annual Percentage Rate (APR) effective 4/1/2019. After 6 months from closing the APR becomes variable at the Prime Rate published in the Wall Street Journal for the life of the loan, currently 3.25% APR. Maximum rate is 18%. Minimum rate is 3.25% APR. Minimum line amount is $10,000. Introductory rate requires automatic payment made from a Dean Bank checking account. Maximum loan amount cannot exceed 80% of the home's current appraised value less any existing mortgage liens. Offer applies to new lines only and is valid on owner-occupied, 1-2 family residential properties and 1 unit second homes. Homeowners insurance is required; flood insurance may be required. If the Home Equity Line of Credit is closed within the first three years you will be charged a cost recovery fee of up to $495. $300 closing costs due at closing. Payments will not include taxes and insurance; these will be the responsibility of the borrower. Subject to our normal credit approval requirements.