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Certificates of Deposit

With guaranteed principal and interest, you can confidently watch your deposit grow. Choose the term that best suites your savings goals and cash flow requirements.

  • Competitive rates
  • Variety of term options available
  • Deposits are insured in full

Effective Date: Wednesday, May 22, 2019

CDs

Term APY*
3 Months 0.25%
6 Months 0.30%
12 Months 0.45%
18 Months 0.55%
24 Months 0.77%
30 Months 0.92%
36 Months 1.03%
48 Months 1.30%
60 Months 1.40%

*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.

CD Special

Effective Date: Wednesday, May 22, 2019

CD Special

Term APY*
16 Months2.50%
9 Months2.40%

*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. This product is not eligible for an IRA.

BUMP-UP CD Special

Effective Date: Wednesday, May 22, 2019

BUMP-UP CD Special

TermAPY*
35 Months2.00%

* 2.00% Annual Percentage Yield (APY) for 35 months has one-time option for customer-initiated bump-up if rates rise during the term of the certificate. One certificate per household, $1,000 minimum to open. Penalty for early withdrawal equivalent to 6 months of interest. Interest is compounded continuously. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal. Fees could reduce earnings.  Offer is limited and subject to change without notice.

ADD-ON CD Special

Effective Date: Wednesday, May 22, 2019

ADD-ON CD Special

Term APY*
29 Months2.40%
29 Months2.40%

* 2.40% Annual Percentage Yield (APY) fixed for thirty-two month term effective as of June 28, 2018. $1,000 minimum to open. May add to CD in increments of $500 or more at any time, as many times as desired during the first twelve months of the CD term. Penalty for early withdrawal equivalent to six months interest. Fees could reduce earnings. At maturity, account will automatically renew to a 12-month CD at the then current APY. Offer is subject to change without notice.