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Feel the pride of ownership.

If you’re a first-time homebuyer, you could get a 30-year 4.875% fixed rate*/4.959% APR* and other incentives.

Home ownership comes with so many rewarding moments and long-term financial benefits. Get started on your journey today!

For a limited time, get a 4.875% rate*/4.959% APR* on a 30-year fixed-rate mortgage. That’s a full half point less than current 30-year mortgage rates. Plus, you’ll get a $300 credit at closing.

Dean Bank is pleased to participate in the Federal Home Loan Bank Equity Builder Program and the HOW Program.

As an approved participant, Dean Bank has been awarded grant money to income-eligible first-time homebuyers. As part of the Equity Builder Program, homebuyers can access up to $22,000 in grant money to assist with down payment or closing costs1.

Also ask us about the Housing Our Workforce program which provides down-payment assistance of up to $20,000.

Even with rising interest rates, your first home could still be within reach. Apply today or contact one of our lenders.

*4.959% APR is fixed for 30 years and will result in 360 monthly payments of principal and interest of $5.29 per $1,000 borrowed at 4.875% with 0 points. Payments do not include taxes and insurance. Maximum loan amount is $647,200. Minimum credit score of 720 is required. Escrow of property taxes is required for loan to values over 80%. Loan amounts over 80% of purchase price or appraised value whichever is less; require private mortgage insurance. Maximum loan-to-value is 97%. Property hazard insurance is required. Borrower must complete a home buyer counseling program. Available for owner-occupied single-family and condo unit residential properties. Offer may be withdrawn without notice. Other terms and conditions may apply.

1Equity Builder grant funds of up to $22,000 used to assist with down payment or closing costs are eligible for the purchase of a primary residence located in Massachusetts and Rhode Island on the Bank’s First-Time Homebuyer, Mass Housing loans and other fixed-rate loans as long as the borrower does not exceed 80% of HUD Area Median Income in those counties. Recipients must attend homebuyer education/course.