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When you need funds fast.

Home Equity Line of Credit

6.75% APR *

Fixed Rate Home Equity Loan


5.250% APR **

6 - 10 YEARS

5.500% APR **

11 - 15 YEARS

5.875% APR **

16 - 20 YEARS

5.990% APR **

Whether you need to renovate, update or consolidate, a Dean Bank Home Equity Loan or Line of Credit is always there for you. Just like us.

*The interest rate is currently based on the Wall Street Journal Prime Rate as published in the Wall Street Journal on the first business day of each month minus 0.25%. Rates are subject to change monthly and may increase after consummation. The maximum APR is 18% and the minimum is 3.25%.

**Annual Percentage Rate (APR) effective as of 1/4/23. Minimum loan amount is $10,000. Maximum loan amount cannot exceed 80% of the home’s current appraised value less any existing mortgage liens. If loan is higher than $250,000, a full appraisal is required. Offer applies to new loans only and is valid on owner-occupied 1-2 family residential properties and 1 unit second homes. Homeowners insurance is required. Flood insurance may be required. Monthly payment example for a $10,000 loan is $71.60 for 240 months at 5.99% APR. Payments will not include taxes or insurance; these will be the responsibility of the borrower. No closing costs (unless a full appraisal is needed or other fees are required outside of standard bank fees). Subject to our normal credit approval requirements. Offer is subject to change without notice.