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CDs & IRAs

Make greater strides toward saving for your future.

Certificates of Deposit

Commit to saving for a designated period of time with an account that guarantees both principal and interest.

  • A wide range of terms to match your savings goals from three months to five years available
  • Deposits are fully insured

Effective Date: Thursday, March 28, 2024

CDs

Term APY*
3 Months 0.25%
6 Months 0.50%
12 Months 1.00%
18 Months 1.25%
24 Months 1.25%
30 Months 1.50%
36 Months 1.50%
48 Months 2.00%
60 Months 2.00%

*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.

CD Special

Effective Date: Thursday, March 28, 2024

CD Special

Term APY*
8 Months5.00%
13 Months4.70%

*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. This product is not eligible for an IRA.

Individual Retirement Accounts

Save now to set yourself up for a more comfortable retirement. It’s never too early – or too late – to find ways to maximize earnings.

  • 12-month to 60-month terms available
  • Tax advantages (consult your tax professional)
  • Deposits are fully insured

Effective Date: Thursday, March 28, 2024

IRAs

Term APY*
12 Months 1.00%
18 Months 1.25%
24 Months 1.25%
30 Months1.50%
36 Months 1.50%
48 Months2.00%
60 Months 2.00%

*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously.