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Stay one step ahead in the journey.

Lock in your rate while you venture for your new house with Dean Bank’s Lock-It-In Mortgage Pre-Approval. It's like having money in your pocket while you shop – for up to 90 days.

Dream Fulfilled

Lock-It-In Mortgage Pre-Approval

  • Lock in your rate for 90 days with a mortgage pre-approval!*
  • One Application – pre-approval to closing!
  • Fast Turnaround – get an answer in one business day
  • Loan must close within 90 days (30-day extension available*)

get pre-approved today!

Visit a Branch

Contact Us


Receive $500

towards closing costs* when you close your loan

Business Checking

Will you have less than 250 transactions per month?
Will you have less than 500 transactions per month?
Are you a Municipal or Non-Profit Organization?

* Ask about interest rates and terms available. Offer is subject to credit history, loan amount, loan-to-value and debt-to-income ratios and is subject to change without notice. This program is available only for single-family owner-occupied detached dwellings and condominiums located in Massachusetts and Rhode Island for purchase only and not available for Home Equity Lines or Loans. For rate lock, loan must be closed within 90 days of pre-approval application. 30 day extension available for a fee upon request and consultation. Minimum loan amount is $100,000. Maximum loan amount is $800,000. For closing: property insurance is required; payments do not include taxes and insurance; mortgage insurance may be required at borrower's cost; an escrow (impound) account may be required; and the interest rate may increase after consummation of loan, based on loan type and current market conditions. Borrowers and properties must qualify under FNMA guidelines. Offer effective as of 4/1/2019 and is subject to change without notice. $500 toward closing costs credited at closing provided customer has or opens a Dean Bank checking account with direct deposit and payment is made via an auto debit. Not all consumers will qualify. 24-hour approval during normal business hours and subject to verification of documentation requested. Visit for hours. Credit ratings may affect approvals.