When you’re ready to feel ready.

*Introductory 5.99% Annual Percentage Rate (APR) effective as of 3/10/25, is fixed for twelve months from the date of closing. After that date, the APR becomes a variable rate adjusted monthly based upon the Prime Rate, as published in the Wall Street Journal on the first business day of each month minus 0.50% for the remainder of the term of the line. Offer is available for new Home Equity Lines of Credit at Dean Bank. Not available for refinances. A minimum initial advance of $20,000.00 is required to participate in this program. After the first 12 months, rates are subject to change monthly and may increase after consummation. The maximum APR is 18% and the minimum is 4.75%. As of 12/18/24 Prime Rate was 7.50% which would result in an APR of 7.00%. Early Termination Fee of $890.00 if closed within 24 months. The promotional rate is for owner-occupied properties only and not investments. If the borrower does not advance $20,000.00 at closing the Standard interest rate will be Prime, currently 7.50%, minus 0.50%. Standard closing costs are waived. Any fees above the standard fees are the responsibility of the borrower. Property insurance will be required.