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Check all the boxes.

Choose the checking account that fits your life. All of our accounts offer Mobile Wallet to pay with a tap, and Debit Card Rewards1 to earn great gifts, and free Online & Mobile Banking for access to your money anytime, anywhere.

Find the checking account that fits you best.

Answer a few easy questions with our Online Account Chooser to get our top recommendation for you.

Learn about our checking account options:

All Access Checking

The account for those “cash only” moments. Use it wherever you go and get free access to your cash2 anywhere with UNLIMITED ATM surcharge rebates2.

Free Checking

Free yourself from fees with this really free, no-fee checking account. There’s no monthly fee and no minimum balance requirement3.

Basic Checking

As part of the Basic Banking for Massachusetts program, this account is available for those with modest incomes. No minimum balance requirement3.

Now Checking

The account you can earn interest on when you maintain a higher average monthly balance4. View the current rates.

Learn More about Checking Accounts

1- Account eligible for Dean Bank Debit Card Rewards. Eligibility determined upon account opening and Debit Card application. You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed. Dean Bank is not responsible for managing or administering the Program or providing services under the Program. Program Administrator reserves the right to change these rules at any time, for any reason and without notice. Customers with questions or concerns regarding the Dean Bank Debit Card Rewards program are invited to contact 508.528.0088 or visit any branch and speak with Customer Service during regular business hours.

2- A minimum of one deposit and 10 debit card transactions required each calendar month or a $10 monthly service fee applies. Account includes free monthly eStatements. To receive paper statements, a $5.00 fee applies each statement cycle. Dean Bank does not charge its customers for ATM or Debit MasterCard® transactions made anywhere in the world. However, other banks and owners of ATMs may impose a “surcharge” or “convenience fee” for using their machines. All Access Checking provides unlimited rebates for such transactions each month. Rebate will appear as a statement credit approximately 2 Business Days after surcharge is incurred. A $1.00 per check fee applies after 4 checks written per month.

3- $25.00 minimum deposit to open account.

4- No monthly fee if $1,500 minimum daily balance is maintained.