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Find a flexible account for everyday life.

All Access Checking

All Access Checking is a convenient, interest-bearing electronic checking account with UNLIMITED "other bank" ATM surcharge rebates* and FREE ATM transactions anywhere*.  

  • No minimum balance ($25.00 minimum deposit to earn APY)
  • Earn a PREMIUM rate of interest (currently 4.07% APY) on balances up to $3,000.  
  • No foreign ATM surcharges – UNLIMITED MONTHLY REBATES
  • Free Online Banking, Bill Pay, Mobile WalletMobile Banking and Mobile Check Deposit
  • Free e-Statements (or $5.00 monthly fee for paper statements)
  • Courtesy overdraft protection available if qualified
  • Debit Card Rewards** – earn points to redeem for great gifts, travel and more with every non-pin Dean Bank Debit MasterCard® transaction

*  10 debit card transactions required each calendar month or a $10 monthly service fee applies. Account includes free monthly e-Statements. To receive paper statements, a $5.00 fee applies each statement cycle. Dean Bank does not charge its customers for ATM or Debit MasterCard® transactions made anywhere in the world. However, other banks and owners of ATMs may impose a “surcharge” or “convenience fee” for using their machines. All Access Checking provides unlimited rebates for such transactions each month. Rebate will appear as a statement credit approximately 2 Business Days after surcharge is incurred. 4.07% APY on balances up to $3,000 and 4.07% to 0.07% APY on balances over $3,000 valid as of December 7, 2022 and subject to change without notice. $25 minimum deposit required in order to earn APY.

** Account eligible for Dean Bank Debit Card Rewards. Eligibility determined upon account opening and Debit Card application. You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed. Dean Bank is not responsible for managing or administering the Program or providing services under the Program. Program Administrator reserves the right to change these rules at any time, for any reason and without notice. Customers with questions or concerns regarding the Dean Bank Debit Card Rewards program are invited to contact 508.528.0088 or visit any branch and speak with Customer Service during regular business hours.

Personal Checking

Will you withdraw cash at an ATM and need to use non-Dean Bank ATMs?
Will you make at least 10 debit card transactions per month?