Our checking accounts give, and give, and give.
Easy Open Online 
Open a Dean Bank checking account in three easy steps.
And turn your purchases into valuable rewards.
Every Dean Bank checking account features our Dean Bank Rewards¹ program.
For every non-pin debit card transaction on your account, you'll earn points to redeem or merchandise, travel, and more. The points add up fast. And we recently updated our program to include even more great rewards options.
Your money is safe and fully insured with us.
Dean Bank is a member of the Depositors Insurance Fund (DIF). The DIF insures all deposits above the $250,000 amount covered by the Federal Deposit Insurance Corporation (FDIC).The combination of FDIC and DIF insurance provides Dean Bank customers with full deposit insurance on all their deposit accounts.
Whichever account you choose, you'll get Dean Bank's great service and benefits to match the way you bank:
Choose an All Access Checking account and watch your money grow:
- Earn 4.07% APY2 interest on balances up to $3,000
- Access any ATM without the fees2
- No foreign ATM surcharges
- Free Online Banking, Bill Pay (including Zelle®), Mobile Wallet, Mobile Banking with Mobile Deposit, and more!
- All deposits are insured by the FDIC and DIF
Free Checking
Choose a Free Checking Account and take advantage of no-frills checking:
- Unlimited free ATMs, point-of-sale, and Debit Mastercard® transactions anywhere your card is accepted³
- No monthly fees
- Free standard checks
- Free Online Banking, Bill Pay (including Zelle®), Mobile
Wallet, Mobile Banking with Mobile Deposit, and more! - All deposits are insured by the FDIC and DIF
We have never paid for a rental car because we have always used our points! Amazing!! - Kerri W., Dean Bank Rewards Customer
Three easy steps. Dean Bank Rewards. Checking that works for you.
Open a fully insured account today!
Open Online - checking account benefitsLearn More about checking account benefits
1 You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed. Dean Bank is not responsible for managing or administering the Program or providing services under the Program. Program Administrator reserves the right to change these rules at any time, for any reason, and without notice. Customers with questions or concerns regarding the Dean Bank Debit Card Rewards program are invited to contact (508) 528-0088 or visit any branch and speak with Customer Service during regular business hours.
2A minimum of 10 debit card transactions required each calendar month or a $10 monthly service fee applies. Account includes free monthly e-Statements. To receive paper statements, a $5.00 fee applies each statement cycle. Dean Bank does not charge its customers for ATM or Debit MasterCard® transactions made anywhere in the world. However, other banks and owners of ATMs may impose a “surcharge” or “convenience fee” for using their machines. All Access Checking provides unlimited rebates for such transactions each month. Rebate will appear as a statement credit approximately 2 Business Days after surcharge is incurred. 4.07% APY on balances up to $3,000 and 0.07% APY on balances over $3,000 valid as of December 7, 2022 and subject to change without notice. $25 minimum deposit required in order to earn APY.
3 Owners of non-Dean Bank ATMs may impose a surcharge.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.