As a student, homework, reading, studying and going to class is a full-time job, and students deserve to get rewarded for their efforts. That's why we created Dean’s List, the account for hardworking students from elementary school through college. With no fees,1 easy online account access, and a great interest rate, Dean’s List is the ideal account to help students start their journey to financial independence, while earning interest and rewards in the process.
Watch Your Money Grow - with a high interest rate.
Keep Track of Your Money Easily
With this Dean’s List account, students get rewarded for responsible spending and unlock the chance to get rewarded for a whole lot more:
Account holders will be automatically entered into an annual drawing when they open an account.
Account holders who refer classmates or friends to open a Dean’s List Student Account receive bonus points, as does the new account holder.
Participation in educational events throughout the year can earn bonus points.
We’re here to be your motivation! Open your Dean’s List account and enjoy the extra support of an account made especially for students.
Students as young as elementary school may open a Dean's List Account. The Account will remain open until the account holder reaches their 23rd birthday, at which time the Account will convert automatically to a standard All Access Account (unless the customer contacts the bank to make other arrangements prior to their 23rd birthday). Account holders under 18 must have a parent or guardian on the account. No checks are available, and a Debit card is optional - customers 12 and older may have one issued. Paper statements will be issued until the customer registers for Online / Mobile Banking and opts in.
1 Pre-authorized debit card transactions may cause an overdraft fee of $5.00. Speak to a banker for details.
2APY = Annual Percentage Yield. 4.07% APY on balances up to $3,000 and 4.07% to 0.50% APY on balances over $3,000, valid as of September 1, 2025 and subject to change without notice. $25 minimum deposit required in order to earn APY. $1.00 minimum deposit required to open an account.
3 Dean Bank does not charge its customers for ATM or Debit MasterCard® transactions made anywhere in the world. However, other banks and owners of ATMs may impose a “surcharge” or “convenience fee” for using their machines. The Dean's List Account provides unlimited rebates for such transactions each month. Rebate will appear as a statement credit approximately 2 Business Days after surcharge is incurred.
4 Dean's List customers must have an active debit card to earn uChoose Dean Points and must have an Online/Mobile Banking agreement in order to access and redeem UChoose points.
5 No Purchase Necessary to Enter and Win. A Dean's List accountholder will be selected at random on June 30, 2027. Eligible entries will be included with all Dean's List accounts opened between 7/1/26 and 6/30/27. $500 will be deposited into the selected student's Dean's List account. Winner will be notified and prize award details will be finalized at that time. See branch for alternate entry methods and submission information.
6 Complete the Dean’s List referral bonus card here and bring it to your local Dean Bank branch. Each referred account and each referrer receives 4,000 uChoose Dean Points.
7 Dean Bank sends out emails or letters periodically to account holders announcing an educational workshop on credit score, using your debit card, electronic banking services, Mobile banking, or other relevant financial topic. All account holders who attend a workshop will receive 2,500 uChoose Dean Points.