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Mortgage Pre-Approval
Lock in your rate for 90 days with a free mortgage pre-approval!2
- One Application – pre-approval to closing!
- Fast Turnaround – get an answer in one business day
- Loan must close within 90 days (30-day extension available2)
1 Annual Percentage Rate (APR) effective 1/31/2024 and is subject to change without notice. 6.539% APR is fixed for 30 years and will result in 360 monthly payments of principal and interest of $6.32 per $1,000 borrowed at 6.500% with 0 points due at closing. Rate and APR may be different based on credit score and loan to value ratio. Minimum loan amount is $100,000, maximum is $766,550. Payments do not include amounts for taxes and insurance and actual payment amounts will be greater. Escrow of property taxes required for a loan to value over 80%. Loan amounts over 80% of purchase price of appraised value require private mortgage insurance. Property insurance required. Flood insurance may be required. First mortgage lien required. Single-family, owner-occupied residential properties only. Offer may be withdrawn without notice. Other terms and rates are also available.
2 Ask about interest rates and terms available. Offer is subject to credit history, loan amount, loan-to-value and debt-to-income ratios and is subject to change without notice. This program is available only for single-family owner-occupied detached dwellings and condominiums located in Massachusetts and Rhode Island for purchase only and not available for Home Equity Lines or Loans. For rate lock, loan must be closed within 90 days of pre-approval application. 30 day extension available for a fee upon request and consultation. Minimum loan amount is $100,000. Maximum loan amount is $800,000. For closing: property insurance is required; payments do not include taxes and insurance; mortgage insurance may be required at borrower’s cost; an escrow (impound) account may be required; and the interest rate may increase after consummation of loan, based on loan type and current market conditions. Borrowers and properties must qualify under FNMA guidelines. Offer effective as of 1/31/2024 and is subject to change without notice. Not all consumers will qualify. 24-hour approval during normal business hours and subject to verification of documentation requested. Visit deanbank.com for hours. Credit ratings may affect approvals.