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Consumer Loan Rates

Home Equity Line of Credit

Effective Date: Saturday, September 25, 2021

Home Equity Line of Credit

ProgramRate

APR1

HELOC3.250%3.250%

Apply

1The interest rate is currently based on the Wall Street Journal Prime Rate as published in the Wall Street Journal on the first business day of each month minus 0.25%. Rates are subject to change monthly and may increase after consummation. The maximum APR is 18% and the minimum is 3.25%.

Home Equity Loan

Effective Date: Saturday, September 25, 2021

Home Equity Loan

ProgramTerm

APR2

Monthly Payments per $1000 borrowed
Home Equity Loan5 Years3.125%$18.02

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6 – 10 Years3.375%$15.36 - $9.83
11- 15 Years3.750%$9.26 - $7.27
16 – 20 Years4.000%$7.06 - $6.06

2Annual Percentage Rate (APR) effective as of date noted above. Minimum loan amount is $10,000. Maximum loan amount cannot exceed 80% of the home’s current appraised value less any existing mortgage liens. If loan is higher than $250,000, a full appraisal is required. Offer applies to new loans only and is valid on owner-occupied 1-2 family residential properties and 1 unit second homes. Homeowners insurance is required. Flood insurance may be required. Monthly payment example for a $10,000 loan is $60.60 for 240 months at 4.00% APR. Payments will not include taxes or insurance; these will be the responsibility of the borrower. No closing costs (unless a full appraisal is needed or other fees are required outside of standard bank fees). Subject to our normal credit approval requirements. Offer is subject to change without notice.

New and Used Auto Loans

Effective Date: Saturday, September 25, 2021

New and Used Auto Loans

ProgramTerm

APR3

Monthly Payments per $1000 borrowed
New Cars36 MonthsAs low as 2.250%$28.75

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48 MonthsAs low as 2.750%$22.02
60 MonthsAs low as 3.250%$18.08
72 MonthsAs low as 4.750%$15.99
84 MonthsAs low as 4.750%$14.02
Used Cars24 MonthsAs low as 3.000%$42.98

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36 MonthsAs low as 3.000%$29.08
48 MonthsAs low as 3.750%$22.47
60 MonthsAs low as 4.250%$18.53
72 MonthsAs low as 4.750%$15.99

3Annual Percentage Rate (APR) effective as of 10/18/18 and reflects a 0.50% reduction based on required automatic payment from a Dean Bank checking account.  Subject to change without notice. Rates are lowest available for term and collateral type listed, based on credit worthiness and assumes 10% down payment. For all terms, other rates and terms available. Your actual rate may vary based upon individual credit score. 24 months = 24 payments. 36 months = 36 payments. 48 months = 48 payments. 60 months = 60 payments.  72 months = 72 payments.  84 months = 84 payments.  Commercial vehicles not eligible; other rates and terms apply for commercial financing. Actual rate may vary based upon individual credit score. No application fee. Existing Dean Bank vehicle loans are not eligible for this promotion.