Certificates of Deposit

With guaranteed principal and interest, you can confidently watch your deposit grow. Choose the term that best suites your savings goals and cash flow requirements.

  • Competitive rates
  • Variety of term options available
  • Deposits are insured in full

Effective Date: Tuesday, September 17, 2024

CDs (Rate Table)
TermAPY*
3 Months0.25%
6 Months0.50%
12 Months1.00%
18 Months1.25%
24 Months1.25%
30 Months1.50%
36 Months1.50%
48 Months2.00%
60 Months2.00%

*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.

Effective Date: Tuesday, September 17, 2024

CD Special (Rate Table)
TermAPY*
5 Months

5 Months

*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. This product is not eligible for an IRA.