Consumer Loans

Get pre-approved before you shop. To get your loan amount pre-approved, you can use our online loan application, give us a call at 508.528.0088, or stop by any branch today.

Borrow the money you need to keep moving forward.

Smart Start Credit Builder Loans

No credit? Safely and securely build your credit with this loan. Open a Certificate of Deposit (CD) of up to $1,000. The bank makes a loan secured against the CD. Make on-time payments to your secured loan and the bank reports your success to the Credit Bureaus. At the end of the term you get to keep/use the deposited money AND the higher credit score created by your on-time payments.

HEAT Loans

The Mass Save® HEAT Loan offers interest-free financing opportunities up to $25,000 for energy-efficient home upgrades including insulation, heat pump installations, batteries, and more!   

To get started, call 866-527-SAVE (7283) or visit the Mass Save website to determine if an Home Energy Assessment is needed for your project. Click to schedule a no-cost home energy assessment  and let Dean Bank provide the financing!

Eligible upgrades / improvements covered through the HEAT Loan program include:

  • Weatherization
  • Pre-weatherization barriers
  • ENERGY STAR certified replacement windows*
  •  Residential batteried enrolled in ConnectedSolutions
  • Heat pump projects
  • Heat pump water heaters
  • Mass Save website: https://www.masssave.com/en/residential/rebates-offers-services/financing

*Must be in conjunction with completed weatherization recommendations. 

NOTE: The maximum loan amount is over the lifetime of a customer's energy efficiency upgrades.  Eligible energy efficiency measures can be financed until the maximum loan amount is reached.