Certificates of Deposit
Commit to saving for a designated period of time with an account that guarantees both principal and interest.
- A wide range of terms to match your savings goals from three months to five years available
- Deposits are fully insured
Effective Date: Sunday, September 24, 2023
| Term | APY* |
|---|---|
| 3 Months | 0.25% |
| 6 Months | 0.50% |
| 12 Months | 1.00% |
| 18 Months | 1.25% |
| 24 Months | 1.25% |
| 30 Months | 1.50% |
| 36 Months | 1.50% |
| 48 Months | 2.00% |
| 60 Months | 2.00% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
CD Special
Effective Date: Sunday, September 24, 2023
| Term | APY* |
|---|---|
| 5 Months | 4.40% |
| 14 Months | 4.64% |
*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. This product is not eligible for an IRA.