Consumer Loans
Vehicle Loans
Personal Loans
Passbook Loan
Mortgages & Equities
First Time Home Buyer
Construction Loans
Home Improvement Mortgages
Choose from several flexible options that seek to enhance your family’s financial security.
Vehicle Loans
Personal Loans
Passbook Loan
First Time Home Buyer
Construction Loans
Home Improvement Mortgages
Real Estate Loans
Revolving Lines of Credit
Term Lending
Time Loans
Alternative Lending (SBA Lender)
Commercial Overdraft
Letters of Credit
All Access Checking
Statement Savings
Preferred Savings
Money Market Accounts
Certificate of Deposit
Individual Retirement Account
Small Business Checking
Preferred Business Checking
Commercial Checking
Municipal & Non-Profit
Savings & Money Market
Certificates of Deposit
Choose from several flexible options that seek to enhance your family’s financial security.
Put a plan in place as you prepare for your financial future.
Conveniently send money using your mobile banking app or online banking account.
Zelle is a fast, safe and easy way to send and request money. Funds are sent directly between almost any bank accounts in the U.S. in a matter of minutes1, and all you need is the recipient's email address or U.S. mobile phone number.
SEND – Send money fast in just a few steps.
REQUEST – Settle up with roommates, friends and more, regardless of where they bank2.
SPLIT – Easily divide the check for dinner, coffee and more.
You can send, request, or receive money with Zelle. To get started, log into your online banking or mobile app and select "Send Money with Zelle®". Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you're ready to start sending and receiving with Zelle.
To send money using Zelle, simply select someone from your mobile device's contacts (or add a trusted recipient's email address or U.S. mobile phone number), add the amount you'd like to send and an optional note, review, then hit "Send". In most cases, the money is available to your recipient in minutes1.
To request money using Zelle, choose "Request", select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"3.
To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.
App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
2 Must have a bank account in the U.S. to use Zelle.
3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.
Dean Bank's Mobile Wallet is a convenient and secure way to carry your debit or credit card information in a digital form on your mobile device. Instead of using your physical plastic card to make purchases, you can pay with a supported device.
Choose one of three digital ways to pay, based on your device and/or mobile service.
Apple Pay® – Apple Pay1 is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too.
Samsung Pay® – Compatible with selected carriers and Samsung2 devices. Carry your credit, debit, gift and membership cards on your devices so you can pay in-person, online or in-app with just a tap.
Google Pay™ - The fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account. Google Pay3 protects your payment info with multiple layers of security and makes it easy to send money, store tickets, or cash in on rewards – all from one convenient place.
Step 1: Download the mobile wallet app (or it may be already built into your mobile device – look for these images on your device.)
Step 2: Open the appropriate app and follow the on-screen instructions to add your Dean Bank Debit MasterCard®.
Step 3: Go through the authentication process.
Step 4: Once verified, begin using your card for mobile payments.
1 Apple®, the Apple logo®, iPhone®, Apple Pay, Touch ID®, Apple Watch® and iPad Air® are trademarks of Apple Inc., registered in the U.S. and other countries. iPad mini™ is a trademark of Apple Inc. Apple Pay is available in the U.S.
2 Only compatible with selected carriers and Samsung™ devices. Samsung, Samsung Pay, Galaxy S® (and other device names) and Samsung Knox™ are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their own respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
3 A service provided by Google Payment Corp. ("GPC", "we", or "us"), and is subject to the Google Payments Terms of Service https://policies.google.com/terms ("Google Payments ToS") and Google Payments Privacy Notice. https://policies.google.com/privacy Google Pay is a "Service" as defined in the Google Payments ToS, and the Google Pay Terms of Service are additional terms, which apply to the use of Google Pay. Your use of Google Pay is subject to these Google Pay Terms of Service and the Google Payments ToS (which together, for purposes of these Google Pay Terms of Service, we refer to as the "Terms").
Delivering alerts, notifications and events to any device or system in real-time. Customers choose how and when information is delivered and have more control over all aspects of banking account activity.
Dean Bank strongly encourages all customers to set up SecureAlerts to monitor account activity. Know exactly what’s happening with your money and watch for suspicious activity in real-time.
You may choose from the following Alerts
Select the Delivery Channel
Alerts From Mobile Banking
*Text message and data rates may apply from your service provider.
Dean Bank takes great pride in our commitment to the communities in which we live, work, and serve. See our CRA Public File.
Dean Bank is an active member of the following local Chambers of Commerce:
Each year, Dean Bank employs senior technology majors from Tri-County Regional Vocational Technical High School to work in the bank’s Information Technology Department. The paid interns report to Dean Bank’s Network Manager and work closely with the information technology staff. The win-win relationship offers the students the opportunity to increase their skills and gain experience that will help them advance their career in the future. The bank benefits by receiving a worker who already has many of the technical skills needed to support the bank. Often times, these outstanding students, most of who are at the top of their classes academically, bring and share expertise that the bank does not already possess in-house.
Interns are classified as special part-time employees of the Bank and most have worked with Dean Bank full time during the summer following high school graduation. Each September, the interns head off to challenging higher education opportunities at schools such as Wentworth Institute, Northeastern University, Worcester Polytechnic Institute and Framingham State University.
Dean Bank offers annual scholarships to eligible high school seniors graduating from the following area high schools:
Dean Bank offers each school $1,000 in scholarship funds and the school guidance departments determine eligibility requirements, administer applications, and select and notify the winner(s). Some schools offer one $1,000 scholarship while other schools choose to split the funds and award multiple scholarships. High school seniors who are interested in applying for the Dean Bank scholarship should contact their school guidance department for details.
Our commitment to the community continues with the education of our children. As a partner of School Savings in our community elementary schools, Dean Bank has helped local students learn the importance of saving. Find out more about School Savings and how your child can participate in this important financial educational program.
We are proud to sponsor many local non-profit and charitable organizations through donating money and employee time. Our policy is to sponsor organizations that are based in our local community and benefit as many people in our community as possible.
Dean Bank is pleased to serve individuals, families, and businesses in the Norfolk County and Blackstone Valley region of Massachusetts and in Northern Rhode Island.
Access. Control. Anytime. Anywhere.
Download Dean Bank CardValet and proactively prevent fraud, manage your money and better-control your debit card!
You can control:
Alerts provide insight and awareness into transactions that have occurred. This includes:
Dean Bank is confident you’ll find Dean Bank CardValet a convenient and effective service enhancement. Download for free today.
Disclaimer - Collected Information
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device's location (such as the location of an ATM or in-store transactions).
Disclaimer - Collected Information
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device's location (such as the location of an ATM or in-store transactions).
*Your internet enabled mobile device, with data plan required. Applicable data charges from your mobile carrier may apply. Dean Bank recommends that you subscribe to an unlimited data plan before using Mobile Banking services.
Once you are registered for Online Banking, you can download our free* app to manage business accounts with your mobile device.
Whether you're away from the office or want to manage money on-the-go, our complete suite of convenient remote banking services will keep you in control. Visit any branch to enroll your business in just a few minutes.
Put surplus cash to work and receive higher returns. This account offers businesses that typically have higher balances a straightforward investment option.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | Interest Rate | APY* |
|---|---|---|
| $25.00 | 0.05% | 0.05% |
| $2,500.00 | 0.09% | 0.09% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
This free account is a reliable option for businesses of various sizes that need to set money aside for anticipated expenses or expansion.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | Interest Rate | APY* |
|---|---|---|
| $25.00 | 0.07% | 0.07% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
Conveniently reorder checks online in minutes through Deluxe® if you're an existing customer and have placed a previous check order.
If the address of your business has changed, notify Dean Bank to ensure our records are up-to-date.
If you are applying for credit at a supplier or trade vender, the company will usually perform a credit check on you and/or your business. With your authorization, Dean Bank will disclose information regarding your accounts and credit history to assist the company in their credit check free of charge.
Dean Bank will acknowledge and accept in writing that your signature on your check is genuine and that there are sufficient funds in your account to honor your check when it is presented for payment.
Let us help protect you by guaranteeing your signature, making it harder for someone to forge it. This service is only available by appointment to Dean Bank customers and is free of charge.
We can help you move money quickly. Send or receive funds via Fedwire within the U.S. or through an intermediate U.S. bank for foreign wires.
We employ multiple notary publics in each of our branch offices to assist you with administering oaths and affirmations, taking affidavits, witnessing and authenticating the execution of certain classes of documents, and more. This service is free of charge, but please call ahead to ensure availability.
Lock irreplaceable business documents and important valuables away in a secure place. Availability, size, and price vary by branch. (Contents not insured by the bank.)
All of our branch offices offer the convenience of a night deposit, allowing deposits or loan payments to be dropped off outside of our usual banking hours, or if you’re simply too busy to stop in the lobby.
Make your payments anytime online at the Electronic Federal Tax Payment System. It’s secure, easy, accurate and free from the U.S. Department of the Treasury.
We provide attorneys with special services they need to meet fiduciary obligations: IOLTA accounts, conveyancing accounts and escrow accounts.
Reduce the number of trips you make to the bank and expedite your deposits by scanning and electronically depositing checks from your place of business.
Dean Bank offers next day availability* for deposits, but you may wish to assign one of your savings accounts to your checking account as an Alternative Hold Account. Anytime you make a check deposit, the hold will be placed on the Alternative Hold Account providing immediate availability in your checking account (provided there is a sufficient balance in the Alternative Hold Account to cover the deposited check). You may even assign multiple Alternative Hold Accounts to one checking account.
Your business deserves customized processing solutions. We offer access to the latest processing technology, expert customer service and local representation.
Take advantage of a lower rate personal loan by using your Dean Bank passbook savings account as collateral. The amount you borrow will be secured and your deposit will continue to earn interest.
No credit? Safely and securely build your credit with this loan. Open a Certificate of Deposit (CD) of up to $1,000. The bank makes a loan secured against the CD. Make on-time payments to your secured loan and the bank reports your success to the Credit Bureaus. At the end of the term you get to keep/use the deposited money AND the higher credit score created by your on-time payments.
The Mass Save® HEAT Loan offers interest-free financing opportunities up to $25,000 for energy-efficient home upgrades like water heating equipment, ductless mini-splits, solar batteries, insulation, windows, and more! To get started, call 866-527-SAVE (7283) to schedule a no-cost home energy assessment and let Dean Bank provide the financing!
When life gets expensive a personal loan can provide the supplemental funds you need. Cover emergency costs, fund a big purchase or even consolidate multiple debts into one easy monthly payment.
Whether you have plans to buy a new or used car, we can provide the loan you need at a rate and term that will fit your budget.
Wondering what your used vehicle is worth? Finding out is easy! If it rolls, floats or flies, you'll be able to find out the used value and other information by visiting the NADA Guides website.
Protect your business account from bounced checks. A pre-approved credit limit allows you to make purchases for more than the balance in your commercial checking account for less than the cost of an overdraft fee.
As a Small Business Administration (SBA) approved & preferred lender, we offer a wide array of loan programs for small businesses that are just starting or beginning to grow.
If your business has seasonal or unique funding needs, we can provide 30 to 90 day short-term financing.
Financing is available for renovating facilities, purchasing equipment and affording other capital expenditures.
Meet the short-term financing needs for your business or seasonal cash flow demands.
We provide financing for the purchase, refinance or construction of commercial and manufacturing properties.
Access the funds you need - when you need them - by writing a check drawn from your approved line of credit. As you repay what you borrow, funds will become available for use again. Check with your financial advisor about possible tax advantages.
Cover major expenses by borrowing a lump sum of money at a fixed rate that can be paid back over a set period of time. There may also be tax advantages, so be sure to check with your financial advisor.
Standby letters of credit are created as a sign of good faith in business transactions, and are proof of a buyer's credit quality and repayment abilities.
Help your house reach its full potential. We offer three convenient options for financing home improvement projects. With each option, your loan amount is based on the value of your home after improvements are made. This means you will have one mortgage with one rate, and only have to close once.
Want to buy a fixer-upper? Turn a handyman’s special into a showcase home.
Need more space for a growing family? Maximize the home you have by creating more space.
Want a nicer home without leaving the neighborhood? Renovate and revive your current home by bringing it up-to-date.
Pick your plot and build your dream home from the ground up. Our construction loan lets you wrap the cost of building and a mortgage into one loan - with just one closing.
Becoming a homeowner is a big accomplishment that we can help you afford and achieve. With a down payment as low as 3%, your dream of homeownership can become a reality.
If you plan to sell your home during the earlier years of ownership or would like to take advantage of a lower mortgage payment for an initial period of time, an adjustable rate mortgage (ARM) may give you the flexibility you need. ARMs typically have a lower initial fixed rate, followed by adjustment intervals as market interest rates fluctuate.
Learn more about why an ARM may be the right choice for you.
A fixed rate mortgage could be right for you if you intend on staying in your home for the foreseeable future. A significant benefit of locking in a rate for the life of the loan is that you can plan your budget around consistent monthly payments.
Conveniently reorder checks online in minutes through Deluxe® if you're an existing customer and have placed a previous check order.
If you recently moved, make sure to let us know so that our records are up-to-date.
Let us help protect you by guaranteeing your signature, making it harder for someone to forge it. This service is available by appointment only to Dean Bank customers and is free of charge.
Need to move money quickly? Send or receive funds via Fedwire within the U.S. or through an intermediate U.S. bank for foreign wires.
We employ multiple notary publics in each of our branch offices to assist you with administering oaths and affirmations, taking affidavits, witnessing and authenticating the execution of certain classes of documents and more. This service is free of charge. Please call ahead to ensure availability.
Keep records and valuables such as birth certificates, marriage licenses, passports, rare collections, deeds, leases, family records, and photos safe. Availability, size, and price vary by branch. (Contents not insured by the bank.)
Municipalities and non-profit businesses are eligible to open interest-bearing NOW checking accounts to manage funds.
Effective Date: Tuesday, September 17, 2024
| Program | Minimum Daily Balance to earn APY | Interest Rate |
|---|---|---|
| NOW Checking | $25.00 | 0.05% |
| Money Market Account | $25.00 | 0.05% |
| $2,500.00 | 0.09% | |
| $25.00 | 0.07% | |
| Passbook Savings | $25.00 | 0.07% |
| $1.00 | 0.07% | |
| Holiday | $1.00 | 0.07% |
| $100.00 | 0.12% | |
| $1.00 | 0.07% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
Effective Date: Tuesday, September 17, 2024
| Program | Minimum Daily Balance to earn APY | Interest Rate |
|---|---|---|
| NOW Checking | $25.00 | 0.05% |
| $1.00 | 0.07% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
This account supports the higher balances and more frequent transactions of large businesses.
Growing businesses can benefit from this account that accommodates modest transaction volumes.
If your business has a low volume of monthly transactions, this account can provide the flexibility you want and a variety of time-saving business banking services that you need.
Leverage reward-earning possibilities, have a financial option in case of an emergency, or simply make spending easier.
Once you are registered for Online Banking, you can download our free app to manage everyday transactions on-the-go with your favorite device, proactively prevent fraud, manage your money and better-control your debit card!
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device's location (such as the location of an ATM or in-store transactions). Read our full privacy policy here.
Personal Tablet) Get full access to our suite of convenient remote banking services. You'll even be able to use your login credentials to access our Mobile Banking app.
Save now to set yourself up for a more comfortable retirement. It’s never too early – or too late – to find ways to maximize earnings.
Effective Date: Tuesday, September 17, 2024
| Term | APY* |
|---|---|
| 12 Months | 1.00% |
| 18 Months | 1.25% |
| 24 Months | 1.25% |
| 30 Months | 1.50% |
| 36 Months | 1.50% |
| 48 Months | 2.00% |
| 60 Months | 2.00% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously.
Effective Date: Tuesday, September 17, 2024
| Term | APY* |
|---|---|
| 15 Months | 4.35% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously.
Commit to saving for a designated period of time with an account that guarantees both principal and interest.
Effective Date: Tuesday, September 17, 2024
| Term | APY* |
|---|---|
| 3 Months | 0.25% |
| 6 Months | 0.50% |
| 12 Months | 1.00% |
| 18 Months | 1.25% |
| 24 Months | 1.25% |
| 30 Months | 1.50% |
| 36 Months | 1.50% |
| 48 Months | 2.00% |
| 60 Months | 2.00% |
*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Effective Date: Tuesday, September 17, 2024
| Term | APY* |
|---|---|
| Pick your term: 4-9 Months | 4.65% |
*Annual percentage yield (APY) subject to change. Minimum deposit $1,000. Offer may be withdrawn at any time. A penalty will be imposed for early withdrawal. See Disclosure Statement for more information. This product is not eligible for an IRA.
Effective Date: Tuesday, September 17, 2024
| Program | Term | APY* | |
|---|---|---|---|
| 19 Months | 4.00% |
* 4.00% Annual Percentage Yield (APY) for 19 months has one-time option for customer-initiated bump-up if rates rise during the term of the certificate. One certificate per household, $1,000 minimum to open. Penalty for early withdrawal equivalent to 6 months of interest. Interest is compounded continuously. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal. Fees could reduce earnings. Offer is limited and subject to change without notice.
Take the guesswork out of routine saving. Set up automatic transfers from a Dean Bank checking account into your savings account.
Maintain easy access to your funds while earning money market interest rates.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | Interest Rate | APY* |
|---|---|---|
| $25.00 | 0.05% | 0.05% |
| $2,500.00 | 0.09% | 0.09% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
We are proud to sponsor this national school-based savings program in our local communities. This program teaches young children how to save and gives them the opportunity to do their banking at school.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | Interest Rate | APY* |
|---|---|---|
| $1.00 | 0.07% | 0.07% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
These accounts are often called "Goal Accounts" as customers use them to save throughout the year based upon an end-goal. Save throughout the year to prepare for holiday or even vacation-related expenses. In October, the balance of your holiday club account will be automatically transferred to your checking account or a check will be mailed to you, just in time for holiday shopping.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | Interest Rate | APY* |
|---|---|---|
| $1.00 | 0.07% | 0.07% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
Elevate your savings strategy. The higher your balance, the better the rate you earn.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | APY* |
|---|---|
| $25 | 0.07% |
| $5,000 | 0.07% |
| $15,000 | 0.12% |
| $30,000 | 0.15% |
| $45,000 | 0.17% |
Looking for a simple savings option to pair with your everyday checking account? Easily keep tabs on all your accounts with a single statement.
Effective Date: Tuesday, September 17, 2024
| Minimum Daily Balance to earn APY | Interest Rate | APY* |
|---|---|---|
| $25.00 | 0.07% | 0.07% |
(Student Statement Savings Accounts are available only to students in participating elementary schools in conjunction with School Savings program; there are no monthly service fees.)
*The minimum balance required to earn the stated Interest Rate and Annual Percentage Yield (APY) on the Money Market Account is $2,500. If the balance is below $2,500 for any day, your account will earn our then current NOW Checking Account rate for that day. The minimum daily balance required to open accounts, earn interest and obtain the Annual Percentage Yield on the above accounts is $25 ($1 for Club Accounts & Student Savings, $100 for IRA Variable Accounts). For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.
Interest is compounded monthly and credited on the last business day of each month. Fees could reduce the earnings of the account.
These are variable rate accounts where the interest rate and Annual Percentage Yield may change after the account is opened.
Skip the frills and take advantage of an account that really is free.
All Access Checking is a convenient, interest-bearing electronic checking account with UNLIMITED "other bank" ATM surcharge rebates* and FREE ATM transactions anywhere*.
* 10 POS debit card transactions required each calendar month or a $10 monthly service fee applies. Account includes free monthly e-Statements. To receive paper statements, a $5.00 fee applies each statement cycle. Dean Bank does not charge its customers for ATM or Debit MasterCard® transactions made anywhere in the world. However, other banks and owners of ATMs may impose a “surcharge” or “convenience fee” for using their machines. All Access Checking provides unlimited rebates for such transactions each month. Rebate will appear as a statement credit approximately 2 Business Days after surcharge is incurred. 4.07% APY on balances up to $3,000 and 4.07% to 0.50% APY on balances over $3,000 valid as of December 7, 2022 and subject to change without notice. $25 minimum deposit required in order to earn APY.
** Account eligible for Dean Bank Debit Card Rewards. Eligibility determined upon account opening and Debit Card application. You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed. Dean Bank is not responsible for managing or administering the Program or providing services under the Program. Program Administrator reserves the right to change these rules at any time, for any reason and without notice. Customers with questions or concerns regarding the Dean Bank Debit Card Rewards program are invited to contact 508.528.0088 or visit any branch and speak with Customer Service during regular business hours.
